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Fast, secure payments

PayID® makes sending and receiving money fast and easy. You can use your mobile number, email address, ABN or Organisation Identifier as your PayID to receive fast, secure payments in your online banking.

See who you're paying

The best part about paying to a PayID is that you’ll know your money is going to the right person or business before you hit send. This can help protect you from fraud, scams and mistaken payments.

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Stay safe and be scam aware

If something seems or smells off, you might be right.

  • PayID will never contact you directly. Not ever.
  • Emails or text messages claiming to be from PayID are a scam.
  • PayID will never ask you to send money to receive money or ask you to ‘upgrade’ your account.

If you believe you have been scammed, please contact your financial institution.

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PayID for consumers

Send and receive money fast in your online banking.

Learn more
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PayID for business

Use PayID to receive fast payments for your business.

Learn more

PayID is already in your online banking

PayID is offered by over 80 financial institutions. It’s typically built into the ‘Pay Anyone’ section in your online banking.

Latest PayID news and
updates

Stay scam safe, use PayID 
Australian Payments Plus (AP+), Australia’s domestic payments provider has a renewed focus on using PayID and reminding customers of the (read more)
12 July 2023
Fight scammers with PayID
In 2021 Australian businesses and consumers lost $227 million to scammers who pretended to be another person or company – (read more)
18 July 2022
PayID fights fraud and mistaken payments
One in four PayID users have stopped or edited a PayID payment, preventing a mistaken payment or money being sent (read more)
18 July 2022
Instant payments from the Bank of Mum or Dad
The teens are back at school. Ah, the serenity… But then the phone rings and you hear a familiar voice. (read more)
1 February 2022
PayID is a COVID safe way to receive a payment
Do you need someone to pay you, but not keen on touching cash at the moment? With PayID you can stay COVID safe (read more)
24 January 2022
Fat thumbs be gone! Say goodbye to mistakes with PayID
BSB and account numbers play an important role in our banking system, providing information needed to pay money into an account.   But remembering all those numbers and (read more)
15 December 2021
‘Tis the season to split the bill with PayID!
Breaking notes, counting coins, or waiting for an irritated waiter to pass around a pos machine can kill the vibe of a great night out.    If the (read more)
9 December 2021
Buying a present for the best teacher in the world?
Use PayID and collect money quickly, without mistakes. A class collection is a great way to give your teacher an extra special gift. But organising one can be (read more)
1 December 2021
Cubbi uses PayID for instant rent payments and to fight fraud
Michael Gilbert, Co-founder and Co-CEO of Cubbi, says PayID plays a big part in the online property management platform’s success.  “When a renter pays their rent using PayID, it can be (read more)
30 November 2021
PayID brings peace of mind for Zara King Photography
Zara King is a photographer for some of Australia’s up and coming models. She also provides photos for corporate and (read more)
30 June 2021
PayID supports instant and accurate donations
Donations are the lifeblood of many non-profit volunteer groups. PayID provides an instant and reassured way for donors to show (read more)
30 June 2021
PayID turbocharges online share trading
Superhero uses PayID to give its online investors the speed they need to ride the fast-paced share market. Superhero is (read more)
30 June 2021
Pilates Basement pivots online thanks to PayID
Faced with the prospect of Victoria’s prolonged COVID19 lockdown, owner of boutique fitness studio ‘The Pilates Basement’, Casey Bennett, had (read more)
30 June 2021
PayID sparks growth for candle making side hustle
Setting up a side hustle can be time consuming and daunting, especially if it takes off quickly. But as Melissa (read more)
30 June 2021
PayID a game changer for Carly’s Coffee Couriers
Carly’s Coffee Couriers was one of the first businesses to advertise PayID as a payment method soon after it launched (read more)
30 June 2021
Five million PayIDs registered in Australia
Five million PayIDs have now been registered by Australian consumers and businesses looking for a simple and cashless way to (read more)
24 July 2020
Small businesses replace cash with PayID during COVID-19 crisis
As businesses battle the challenges presented by the COVID-19 crisis, more are advertising PayID as a payment alternative to cash, (read more)
11 May 2020
PayID and privacy
PayID is an optional new payment addressing service that enables users to elect somethingeasy to remember - like a phone (read more)
17 February 2018
PayID is coming soon - Media release
Australian's can soon forget their BSB and account number, because so many of us already do. From today, a national (read more)
9 February 2018
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AP+ acknowledges the Gadigal People of the Eora nation as the Traditional Custodians of the lands on which we are based and pay our respects to Elders past, present and emerging. We recognise all Aboriginal and Torres Strait Islander peoples' ongoing connection to the lands and waters of Australia and thank them for their pivotal role in caring for Country. Always was and always will be Aboriginal Land.

View our Reconciliation Action Plan

©2025 Australian Payments Plus. ABN: 19 649 744 203  All rights reserved

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