Speakers

Who you'll be hearing from

Get ready to hear from some of our industry's brightest minds. We’re bringing together an impressive line-up of domestic and international experts to explore the latest trends and developments shaping the future of payments and identity.  
 
Stay tuned for more announcements and new speakers as we get closer to the date.

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Gemma Acton

MC

Seven West Media

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Gemma brings over two decades of expertise in finance and broadcast media. As Director of News Operations at Seven, she combines her background as a finance editor, presenter and investment banker. Her deep understanding of global markets makes her a trusted voice in financial services conversations, and a clear choice to helm our Beyond Tomorrow summit.
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Dr. Brad Jones

Assistant Governor, Financial System

Reserve Bank of Australia

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Since joining in 2018, Brad currently oversees the RBA’s policy work in financial stability and payments, including the future of money and geopolitical risk. He is a member of the Council of Financial Regulators, the Financial Stability Board and the Basel Committee for Banking Supervision, and Chair of the RBA’s Financial Market Infrastructure Review Committee. 
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Jelena Dokic

TEDx presenter

Bestselling author

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Former world number four tennis player, Jelena embodies resilience, triumph, and the unyielding spirit of a true champion. Her early success on the court was overshadowed by 15 years of trauma and abuse, but she emerged as a survivor, determined to thrive. Now a two-time bestselling author, her books Unbreakable and Fearless outline her story, and are a testament to the resilience of the human spirit.
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David Birch

Principal

15Mb Ltd

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David is a renowned author, adviser, and speaker on digital financial services, specialising in digital identity and money. Recognised as a leading fintech influencer, he advises businesses and governments around the world, shaping the future of payments, digital currencies, and identity innovation. As a prolific writer, his insights have appeared in numerous leading global publications and major media outlets.
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Lynn Kraus AM

CEO

Australian Payments Plus

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As our CEO, Lynn is focused on ensuring that AP+ is strategically placed to deliver world class payments for Australia now and into the future. With over 25 years in professional services, she has held various senior leadership roles with a focus on financial services. Lynn has received recognition for her contributions to business, diversity, and gender equality, most recently being appointed as a Member of the Order of Australia.
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Adrian Lovney

Chief Payments & Schemes Officer

Australian Payments Plus

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Adrian leads the Payments and Schemes team at AP+, which focuses on delivering products for Australian retailers and businesses. His role spans product management and development, payment strategy, scheme management, and operations, leveraging AP+’s full range of capabilities to meet evolving payment needs across the country.
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Andrew Black

Managing Director

ConnectID

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With over a decade of leadership in data and cybersecurity and a passion for improving user experiences, Andrew now leads ConnectID, the digital identity initiative from AP+. He works with all four major banks and across numerous industries to deliver trusted, consent-driven identity solutions for the benefit of Australian consumers and businesses.
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Ash Harris

General Manager, Fuel Cards and Payments

Viva Energy Australia 

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Ash Harris is responsible for both the Fuel Card (Shell Card) business and payment’s function. Viva Energy operates and supplies over 1,600 petrol and convenience stores under the Shell and Liberty brands along with the Smokemart and Gift Box Chain.
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Anthony Young

Retail Financial Controller

Red Energy

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Anthony is a senior finance professional with more than 25 years’ experience across both chartered and commercial businesses. Following more than a decade in chartered firms, Anthony spent the next eight years in corporate advisory and investment/asset management firms. Looking for a new challenge, Anthony took up a senior finance role at Red Energy, where more than ten years later, he remains today.
Bronwyn Yam

Bronwyn Yam

Chief Product Officer

Cuscal

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As their Chief Product Officer, Bronwyn is responsible for leading Cuscal’s product strategy. With over 25 years’ experience in financial services and consulting, she has held senior roles across banking, payments, and advisory firms in Australia, the United States and across Asia. In her consulting career, Bronwyn worked with clients from multiple industries, from manufacturing to financial services.
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Chris Jewell

President & Co-Founder

Zepto

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Chris co-founded Zepto after a 20-year career in investment banking and financial markets. His expertise has been instrumental in transforming Zepto from a start-up into a leading innovator in A2A payments technology. He plays a central role in the real-time payments ecosystem, shaping its strategic direction as a member of the NPP Operating Committee, and frequently engages with policymakers and regulators to shape a forward-looking, inclusive payments landscape.
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Carolyn Young

Head of PCM Product Management Australia

ANZ

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Carolyn is responsible for ANZ’s range of payments and cash management products for institutional, corporate and financial services customers.  With over 25 years’ experience in banking and consulting, she has a heavy bias towards purposeful innovation and digital financial transformation in businesses.
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Debbie Gamble

Chief Strategy and Marketing Officer

Interac

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Debbie is a visionary technology leader with a passion for leveraging digital innovations to improve people's lives. With over 35 years of experience in payment and secure transaction technologies, she has led ground-breaking initiatives in digital ID, crypto currencies, contactless and mobile commerce, AI and micro-finance on an international scale. Through her work, Debbie is driving the success of the digital economy and transforming the way we think about technology leadership.
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Janet Menzies

Director

Amazon Retail APAC 

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A seasoned executive and strategic advisor, Janet has extensive leadership experience across global organisations in Australia, Canada, and the United States. As Director of Asia Pacific for Amazon Stores, Janet oversees operations in Australia, Singapore, and China, driving growth and innovation in one of the world’s most dynamic retail markets.
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Jukka Yliuntinen

Head of Digital Issuance

G+D Netcetera

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Jukka is responsible for the Digital Issuance Solutions at G+D Netcetera – a digital powerhouse of Giesecke+Devrient (G+D) Group. Jukka has been driving digital payments and identification initiatives globally for the last twenty years, is a member of the board at Mobey Forum and has been co-chairing Digital Identity Expert Group.  
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Kathryn Carpenter

Managing Director, Domestic Payments and Liquidity

Westpac Institutional Bank

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Kathryn is accountable for supporting Australian businesses realise commercial and customer outcomes through liquidity management and real time payments capabilities. Before joining the Institutional Bank, Kathryn led the Deposit & Transactional portfolio for Westpac’s Consumer Bank, supporting portfolio optimisation, new product development and customer experience outcomes.
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Katrina Stuart

Executive Sponsor, Move to NPP

Australian Payments Plus

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Katrina works at AP+ as the executive sponsor for the industry programme of work focusing on modernising Australia’s payments and migrating payments to the NPP. Prior to the formation of AP+, Katrina was Head of Engagement at NPP Australia working with financial institutions and fintechs to grow volumes and services on the NPP.
Lauren Wells

Lauren Wells

Head of Product, Domestic Payments

NAB

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Lauren is responsible for domestic payment products and services at NAB, including Fast Payments, Batch and Agent Banking. In previous roles at the bank, she has also led the development of payments capabilities across large scale platform transformations. Lauren has a keen interest in payments transformation and in delivering safe, reliable and seamless payment experiences.
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Marnie Ryan

Head of Product Innovation and Enablement, Business Payments

Australian Payments Plus

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Responsible for the implementation of PayTo, eInvoicing, Superannuation, Tax and Payroll business services, Marnie is also currently the product sponsor for the migration of BECS to NPP. She has experience across the digital service provider and payments ecosystems with an extensive background in payment, financial, payroll, time and attendance, HCM/HRMS and human resources systems.
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Monica Wegner

Executive General Manager, Everyday Banking

CBA

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Monica leads the transaction banking, savings and deposits portfolio in Retail Banking Services at CBA. With almost 20 years’ experience from one of the world’s leading consulting firms, she has helped organisations offset business model threats and drive growth. Passionate about understanding consumer and employee behaviour, Monica excels in delivering large-scale transformations and building high-performance teams. 
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Tālis Putniņš 

Chief Scientist

DFCRC

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Tālis, who is also a Professor of Finance at the University of Technology Sydney, has published widely about market design, financial market microstructure, and market integrity/misconduct. His research all ties back to the central question of ‘how can we make markets work better?’ Tālis has provided consulting and policy expertise on these topics for government agencies, stock exchanges and financial institutions. 
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Victoria Richardson

Partner

ID Partners

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 Victoria Richardson has spent more than 25 years working with payment and identity technologies. She has advised a range of companies, from startups to major banks, telcos and government bodies, on the business implications of technology change.
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ICC Sydney | 25 March 2025

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